A new research infographic from the National Institute on Retirement Security (NIRS) finds strong support among Americans for retirement benefits provided to state and local government employees.

As state and local governments across the nation continue to struggle filling public safety positions, new research from the National Institute on Retirement Security (NIRS) explores how defined benefit pension plans are a critical workforce management tool for public safety employers.

A new national survey of working-age Americans from the National Institute on Retirement Security (NIRS) finds strong support for new state-facilitated retirement programs that are focused on helping workers without employer-provided plans save for retirement.

Eighty percent of working age American women believe that the U.S. faces a retirement crisis, and 78 percent say the typical worker just can’t save enough on their own to guarantee a secure retirement according to a new research infographic from the National Institute on Retirement Security (NIRS). 

Most Americans will not have enough money for a financially secure retirement, and they are worried about it, was the testimony of Dan Doonan, executive director of the National Institute on Retirement Security (NIRS) at a hearing before the Senate Health, Education, Labor, and Pensions (HELP) Committee.

Americans are increasingly worried about retirement, and they see a return to pensions as a way to restore the American Dream of retirement, according to new research from the National Institute on Retirement Security (NIRS).

A new report tracks the experience of five states that shifted new employees away from defined benefit (DB) pensions to defined contribution (DC) or cash balance plans. Among states that switched to a DC plan, costs rose, negative cash flow grew and employee turnover increased. Additionally, the retirement security of plan participants in DC plans was negatively impacted because of a high degree of “leakage” of retirement assets from the DC accounts that replaced pension plans.

A new analysis from the National Institute on Retirement Security (NIRS) finds 13 percent of working Gen Xers still have student loan debt. The average amount of student loan debt held by Gen Xers is slightly more than $40,000, and the median amount is $25,000.

A new report from the National Institute on Retirement Security (NIRS) finds a dismal retirement outlook for Generation X, the first generation to enter the labor market following the shift from defined benefit pension plans to 401(k)-style defined contribution accounts.