Grooms earns national certification
Lead Summary

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The executive team at First State Bank is pleased to announce that Timothy Grooms, chief risk officer, was recently awarded the Certified Enterprise Risk Professional (CERP) designation from the American Bankers Association.
“Earning the CERP certification validates Tim’s experience and thorough understanding of the complexities of risk management,” Mike Pell, president and CEO of First State Bank, said.
The CERP certification is awarded to individuals who demonstrate excellence in the field of bank enterprise risk management. To qualify for the CERP certification, individuals must have certain levels of experience and education in the risk management profession, pass an exam and agree to abide by a code of ethics. The CERP exam covers credit risk, financial risk and non-financial risk.
Grooms attended Northern Kentucky University, earning a bachelor's of organizational studies with a concentration in industrial labor relations and an associate of applied science. He began his banking career in 2002, is a Certified Community Bank Internal Auditor (CCBIA) and has held positions as controller, compliance officer, BSA/OFAC Officer, CRA officer, internal auditor, office manager, loan clerk and teller.
As chief risk officer, Grooms is responsible for ensuring the bank maintains an adequate and effective enterprise risk management program.
An Adams County resident, Grooms serves as a director for the Ohio Bankers Foundation for Financial Literacy and participates in several community groups.
Dedicated to providing exceptional customer service and high value products while enhancing shareholder value, First State Bank has been a trusted and respected community institution since 1884. With banking center locations in Adams, Brown, Highland, Fayette, Hamilton and now Clinton counties, all banking center operations and management are locally controlled. To learn more about First State Bank please visit www.fsb4me.com.
“Earning the CERP certification validates Tim’s experience and thorough understanding of the complexities of risk management,” Mike Pell, president and CEO of First State Bank, said.
The CERP certification is awarded to individuals who demonstrate excellence in the field of bank enterprise risk management. To qualify for the CERP certification, individuals must have certain levels of experience and education in the risk management profession, pass an exam and agree to abide by a code of ethics. The CERP exam covers credit risk, financial risk and non-financial risk.
Grooms attended Northern Kentucky University, earning a bachelor's of organizational studies with a concentration in industrial labor relations and an associate of applied science. He began his banking career in 2002, is a Certified Community Bank Internal Auditor (CCBIA) and has held positions as controller, compliance officer, BSA/OFAC Officer, CRA officer, internal auditor, office manager, loan clerk and teller.
As chief risk officer, Grooms is responsible for ensuring the bank maintains an adequate and effective enterprise risk management program.
An Adams County resident, Grooms serves as a director for the Ohio Bankers Foundation for Financial Literacy and participates in several community groups.
Dedicated to providing exceptional customer service and high value products while enhancing shareholder value, First State Bank has been a trusted and respected community institution since 1884. With banking center locations in Adams, Brown, Highland, Fayette, Hamilton and now Clinton counties, all banking center operations and management are locally controlled. To learn more about First State Bank please visit www.fsb4me.com.