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Thoughtful home design: 4 tips to transform any small space
(BPT) - During the 1950s, the average-sized American home was just around 1,700 square feet. Fast forward to today, and the average size has increased to about 2,600 square feet, according to the U.S. Census Bureau. While many Americans think the bigger the better, there is a growing trend of homeow ...
What you should know about rising interest rates
(BPT) - Homeowners planning to refinance and buyers searching for a home may have an idea of what's in store for them with regards to interest rates, but they never really know until they lock in a rate. This is in part because rates can change direction fast, and when they rise-as they have been re ...
How trending home colors achieve their 'hot' status each year
(BPT) - You see it every year — a “hot” new color begins appearing on phone cases, walls, ceilings, furnishings and accessories. Soon, virtually everyone who’s doing any kind of renovation or design work is incorporating that color into their project. Have you ever wondered how home color trends hap ...
Self-employed? Tips to help you navigate the mortgage process
(BPT) - Sponsored ad content by Vanderbilt Mortgage and Finance, Inc.When you’re self-employed, you often work harder than anyone else you know. That’s what it takes to be your own boss. While rewarding, it comes with a lot of added responsibility. This is especially true when applying for a mortgag ...
Make a striking focal point the foundation of your spa-like bathroom
(BPT) - American homeowners' desire for spa-like bathrooms shows no signs of waning, says the latest Design Trends report by the National Kitchen and Bath Association (NKBA). From freestanding bath tubs and floating vanities to LED lighting and soothing color schemes, some of the most-requested bath ...
Flood insurance: Does your excuse hold water?
(BPT) - We know the old saying: when it rains, it pours… and when it pours, it floods. With winter snow storms coming to an end, the threat of flooding increases as the snow begins to melt and the rivers and creeks begin to swell. It's easy to forget about how powerfully destructive water ...
Exterior home improvements yield higher ROI for less money, report shows
(BPT) - Renovation season is approaching. Do you know what home improvements will give you the best return for your money? Here’s a hint: step outside.You might assume upgrades to interior spaces like kitchens and bathrooms have the best payoff, but most home improvements don’t return 100 percent of ...
Tackle your DIY projects with these 3 multipurpose tools
(BPT) - DIY projects are surging in popularity right now and it's easy to see why. A successful DIY project can fix a problem or make a much-needed improvement to your home, while also providing you with the satisfaction of a job well done. Best of all, it allows you to save money over hiring a prof ...
Light solutions: What to do when your house feels like a cave
(BPT) - A house with ample windows can win your heart with silent promises of sun-drenched rooms and warm breezes wafting through open windows. The truth, however, is that even a home with windows galore can have rooms that feel dark and cave like.Some of the most-loved aspects of modern design — op ...
4 bathroom design trends that marry luxury, beauty and sensibility
(BPT) - When you’re ready to create the bathroom of your dreams, it’s no time to chase fads. You want design trends with enduring appeal, concepts that blend luxury, beauty, sensibility and eco-friendliness. Striking the perfect balance between indulgence and practicality can result in a bathroom wh ...
Six factors driving the cost of your new HVAC system
(BPT) - More than half of homes in the U.S were built before 1980, according to U.S. Census figures. With most home heating and ventilation systems lasting around 20 years, millions of American homeowners will be looking at replacing their HVAC systems this year. If you'll be among them, understandi ...
Where to find rebates, tax credits and rewards for energy-efficient home improvements
(BPT) - If you’re planning to make some home improvements this year, you’re probably thinking about energy-efficient options, knowing they can save you money in the long run. However, many eco-friendly home improvements that help lower your energy bills can also pay off right away in the form of reb ...
6 easy, affordable smart home features that could help you sell your house faster
(BPT) - Fresh paint on the walls, professional staging and an asking price that ends in 999 — when you’re selling your home, you’ll do whatever you can to help it stand out and sell faster. Because the National Association of Realtors is predicting modest growth for the 2017 real estate market, as a ...
4 hot bathroom design trends that don't have to cost a bundle
(BPT) - Coffee bars, TVs in mirrors, smart toilets and pet-friendly amenities — a growing number of homeowners are requesting such upscale features in their bathroom design, according to the National Kitchen and Bath Association (NKBA). Is it any wonder that association members report the average co ...
Plumbing the power of a powder room addition
(BPT) - Never underestimate the power of a powder room to make your home more livable and increase its resale value. Having more and nicer bathrooms consistently scores high in surveys on homeowners' wish lists. What's more, extra baths deliver more than just convenience; a National Association of R ...
Where there is a will - and more - there's peace of mind
(BPT) - What's the state of your estate? Robert Fishbein, a vice president and corporate counsel in Prudential Financial's Tax Department, says now's a good time to find out.Changes in federal estate tax law have significantly increased the amount at which federal estate tax is triggered, says Fishb ...
4 statement pieces to elevate your bathroom to a work of art
(BPT) - Investing in a bathroom upgrade is in the cards for nearly a quarter of homeowners planning to renovate within the next 12 months, according to a new survey by Bankrate.com. Improving a bathroom is rewarding on multiple levels; if you’re selling, buyers love great bathrooms. If you’re stayin ...
Beyond the front door: The benefits of working with a mortgage banker
(BPT) - So you’ve found your dream home. Before you start packing up, you’ll need to make some big decisions first, like finding the right mortgage. Mortgage decisions can be overwhelming, especially if you try to do it on your own. Your neighborhood mortgage banker can help you navigate this proces ...
New neutrals dominate the color trends of 2017
(BPT) - From furniture to walls, new homes to remodels, cool grays have dominated home design palettes for the last five years. Look to 2017 to gently shake things up with a focus on fresh neutrals that bring warm and cool tones together to create versatile color with timeless appeal.One of the most ...
Bathroom renovations even the pickiest in-laws will love
(BPT) - While the approach of the holidays has many people focused on gift lists and celebrations, you're thinking about the guest bathroom. More specifically, you're thinking about your mother-in-law's commentary on the dripping showerhead, your brother-in-law's judgment of the archaic toilet that ...
4 tips to help keep your home warm, comfortable and energy efficient this winter
(BPT) - With winter comes the holiday season, a time that’s supposed to be associated with “comfort and joy.” But how joyful will it be if pests invade your house, or if your home is cold and drafty? Help stay warm all winter long by addressing factors like air leaks from gaps and cracks that can ma ...
5 home-building secrets you should know
(BPT) - Thousands of Americans who are in the process of building their own home, or simply looking into it, are faced with hundreds of different questions. Granite or quartz countertops? Neutral or bold colors? Tile or hardwood flooring? And those questions are just the tip of the iceberg.Being abl ...
DIY projects to increase the resale value of your home
(BPT) - Whatever you’re passionate about, you know hobbies cost money. People who haven’t shaken the travel bug need to negotiate time off work, pay for lodging, airfare and more. If you’re a big football fan, the amount you spend on food, snacks, game tickets and clothing adds up during the course ...
How to get the most out of your lawn and snow tools
(BPT) - Remember when you actually had to leave the house to do things?Today, you could use your smartphone to do all your holiday shopping, order groceries and have them delivered, and then watch all the Oscar-nominated films without ever getting off the couch.It's pretty amazing, but for all the c ...
3 reasons why winter is a smart time to buy a home
(BPT) - Don't give up on buying a home as winter nears. In fact, December through February may be better for buyers than the busy season in spring and summer.Enjoy less competition and lower prices.Fewer properties are typically available during the winter, as sellers and buyers aim to complete tran ...
The surprising way to stretch your retirement savings
(BPT) - The temptation to start collecting monthly Social Security checks at age 62 is hard to resist, but claiming the benefit too early can have damaging consequences for your overall retirement funds. According to Kiplinger.com's October list of "Financial Decisions You Will Regret in Retirement, ...
An affordable way to qualify for a home loan without that big down payment
(BPT) - For many Americans, the biggest hurdle in buying a home is the 20 percent down payment they think is required for mortgage approval. According to a recent survey by the National Association of Realtors, 34 percent of respondents believe they need more than 20 percent. Meanwhile, low down pay ...
These online tools can help you find a mortgage that fits
(BPT) - Whether you're a first-time or experienced homebuyer, chances are a good portion of your real estate journey will take place online. In fact, four in 10 homebuyers start their house-hunting with an online search, according to the National Association of REALTORS. It's easy to understand why: ...
Autumn and early winter: The best times to be a homebuyer?
(BPT) - The long-held belief that summer is the only time to buy a home is fading fast. Savvy home-buyers are learning that when temperatures drop, numerous benefits emerge that simply aren't available other times of the year."With warm weather and many homes on the market, summer is generally the b ...
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Hillsboro man arrested following report of suspicious vehicle
One-car crash downs utility pole off U.S. 50
10 Highland County athletes named to All-SHAC basketball teams
By The Numbers: Eastern Brown should be state-ranked; LC seniors have a history of success; and more
2016-17 High School Basketball Results
Fake news and the return of the Sedition Act
Mr. Trump, make some bold moves
Judge Coss addresses proposed amendment in Ohio House Bill 49 and its effect on the local level
Robert M. Smalley
By The Numbers: Eastern Brown should be state-ranked; LC seniors have a history of success; and more
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